Just curious, if I were to say nigger on a wL server, what type of policy is there regarding such behavior?

Please refer to this page. http://war-lords.net/pages/rules/

It use to be that they would ban the individual immediately but these admins have become more lenient and allow them to continue to play with just a temp mute.

Okay so pretty much zero tolerance?

Pretty much.

[Matt]

The filter will block it. If you attempt to bypass it you will be gagged.